Splitit is a payment method solution enabling customers to pay for purchases with an existing credit card by splitting the cost into interest and fee free monthly payments, without additional registrations or applications.

At the time of purchase, once the business confirms the shipment, the shopper will only be charged for the first payment. The remaining balance will be held on the credit card until the final payment is made. After each monthly payment, the amount held from the available balance will be reduced to the new remaining balance.

Since Splitit works on your existing credit limit, there are no applications when purchasing with Splitit, simply choose Splitit at the checkout.

Paying with Splitit is always 0% interest, and there are never any late fees.

each month, your credit card statement displays the instalment charge amount for that month, along with our amika merchants name. You will also see the authorization/hold for the outstanding amount dropping by one instalment, every month. In addition, Splitit will email you after each successful instalment charge.

When you make a purchase using Splitit, you will be asked to provide your email. Splitit sends you credentials so you can log in to the Splitit shopper portal to check your instalment status and view other information regarding your purchase. You can login at any time by clicking ‘Login’ at the top right of the Splitit website.

Yes, you can. This option is available on your Splitit shopper portal or you can contact their customer care at support@splitit.com.

If you pay with a Splitit instalment plan there is no impact on your credit score. The bank simply sees the individual instalment charges each month. If one of your payment authorizations is declined, there is still no effect on your credit rating; it is simply a declined charge.

If something happens to your credit card, please do the following:

Contact your card company to report the card lost.

Visit the Splitit shopper portal and update your payment plan with another credit card. Go to the “payment plan information” tab, select your payment plan and click “update card details.” Enter the new credit card details and click “confirm.”

If you are having any trouble, please email support@splitit.com.

Shoppers can still enjoy their credit card benefits and perks when using Splitit.

Yes. Splitit complies with Visa, Mastercard, and UnionPay operating standards. We are PCI – DSS level 1 compliant and we use communication security technology (single-socket layer/ SSL) to keep the information safe.